I suffer from severe asthma, which my doctor had gotten under control by prescribing me a brand name inhaled corticosteroid.  For five years, I had no issues with my asthma while on the medication.  Then, without notice, my insurance company denied my prescription and forced me to switch to a cheaper, substitute drug. After a month on the new medication, my asthma was out of control and I was having regular heart palpitations, which required additional visits to my doctor. My insurer padded its profits, but switching medications substantially reduced my health and well-being. Insurance companies that have never met or examined me — but who will gladly take my monthly payments — should not have the final say on the treatment choices I make in consultation with my doctor. 

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